Why use a Broker?

Mortgage brokers are professionals whose primary expertise is locating funding for mortgage financing. An independent mortgage broker does not work for a lending institution and is therefore not limited to just one product line. In fact, an unbiased mortgage broker represents you as their client and shops all types of lending sources to get the best possible rate available. They know where the best rates can be found.

What's more, they have the knowledge required to present a proposal for financing to a lender in the best way possible to successfully obtain your loan.

Brokers Have Access To More Funding Sources.

Brokers work with traditional sources such as chartered banks, trust companies, and insurance companies, as well as corporate and private pension funds. In fact, some lending institutions will only accept mortgage submissions directly from mortgage brokers.

In addition to these institutions, Crescent Mortgage Corp. has developed professional relationships with many private sources of funds. These “private” lenders provide many mortgage products not available from conventional sources. This includes but is not limited to construction advances, vacant land, residential/commercial mix, and vacation properties.

We Will Get The Best Rate.

Rates are always the top concern. Because of our daily contact with lenders, we know which project or home attracts a favorable interest rate from one lender, but a higher rate from another. Interest rates and preferences for different types of mortgage products can change daily due to economic circumstances or based on the size of an institution’s current portfolio in a given type of mortgages. The current trend to “gimmicks”, “mortgage sales”, and promotions to attract certain types of loans has further complicated the borrower's search for mortgage funds.

At Crescent Mortgage Corp., we are always current with up to the minute rates and market conditions. We will always find you the best available interest rate and the product that best suits your particular needs.

For more details, or to see how we can make the mortgage process simple for you, please contact one of our mortgage agents.